There is an old saying that “no two settlements are ever alike.” Nowhere is this more evident than with residential settlements. Standard Title Group’s experienced and reliable team of residential processors and lawyers are dedicated to providing the attention to details and exceptional customer service second to none. We understand that every residential transaction is unique in its’ challenges and unique it its rewards. We go out of our way to understand and meet each settlement’s individual and personal needs. From the submission of the Contract to the issuance of the title insurance policies, our team is here to ensure a successful, efficient, timely and accurate closing.
The need for a knowledgeable, experienced and resourceful settlement company has never been more essential than in today’s increasingly complex and ever-changing commercial real estate environment. Standard Title Group’s growing team of expert and dedicated professionals are uniquely capable of handling the most complex of commercial transactions ranging in scope from multi-family, office, retail, condominium, and land acquisitions to simple and complex construction loans and permanent loan refinances. Our comprehensive approach when serving your commercial title insurance and real estate settlement needs begins by being on call to analyze and discuss the multitude of complex issues and concerns that frequently arise in commercial transactions. Each member of our staff is dedicated to giving every transaction expert attention and exceptional service in order to ensure a successful, accurate and efficient closing.
Owner’s title insurance is a policy that protects home-buyers’ property rights. For the same reasons the bank requires a lender’s insurance policy, the home-buyer obtains Owner’s title insurance to protect their legal claims to the property. Say, for example, a home-buyer recently purchased a new home but the builder failed to pay a contractor. Wanting to be paid, the contractor files a "mechanic's lien" against the property. Without Owner’s title insurance, the new home-buyer would unfortunately be responsible for paying this unpaid bill. Owner’s title insurance protects home-buyers from other significant risks, such as a forged signature on the Deed, an unknown heir of a previous owner who is claiming ownership of the property, instruments executed under an expired or a fabricated Power of Attorney; or mistakes in the public records, just to name a few.
The good news is that Owner’s title insurance protects home-buyers legally and financially, as long as the policyholder owns their property. For a low, one-time fee, home-buyers can rest assured, knowing they are protected against existing debts or claims to their home. Standard Title Group makes purchasing Owner’s title insurance easy and seamless during the closing settlement. Standard Title Group has the honor of being underwritten by, and a partner to, Old Republic National Title Insurance Company, Stewart Title Guaranty Company, and Westcor Land Title Insurance Company, three of the nation’s largest and most trusted title insurance companies. To learn more about why Owners Insurance is so important to a home-buyer in addition to the costs associated with this vital component of a closing, please visit HomeClosing 101, email us at firstname.lastname@example.org, or give us a call at (202) 888-0132.